

Trade‑in value may be applied toward qualifying new device purchase, or added to an Apple Gift Card. You must be at least 18 years old to be eligible to trade in for credit or for an Apple Gift Card.

ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan participating corporate Employee Purchase Programs Apple at Work for small businesses Government, and Veterans and Military Purchase Programs, or on refurbished devices. Starting August 15, 2023, the ACMI installment term for new Apple Watch purchases will change from 24 months to 12 months. Starting August 15, 2023, carrier connection with AT&T, T‑Mobile, or Verizon is required for all iPhone purchases made with ACMI. Currently, carrier connection with AT&T, T‑Mobile, or Verizon is required for all iPhone purchases made with ACMI from Apple Store locations only. Taxes and shipping on ACMI purchases are subject to the variable APR, not 0% APR. If you buy an ACMI eligible product by choosing to pay in full with Apple Card (instead of using ACMI), that purchase is subject to the Apple Card variable APR, not 0% APR. Variable APRs for Apple Card other than ACMI range from 15.99% to 26.99% based on creditworthiness.

See /kb/HT211204 for more information about eligible products. for eligible Apple products purchased at Apple Store locations,, the Apple Store app, or by calling 1-800-MY-APPLE, and is subject to credit approval and credit limit. ** Accepting an Apple Card after your application is approved will result in a hard inquiry, which may impact your credit score.Īpple Card Monthly Installments (ACMI) is a 0% APR payment option that is only available if you select it at checkout in the U.S.See /kb/HT211204 for information about upcoming changes to ACMI financing. The last month’s payment for each product will be the product's purchase price, less all other payments at the monthly payment amount. ACMI is not available for purchases made online at special storefronts. See the Apple Card Customer Agreement for more information. Taxes and shipping are not included in ACMI and are subject to your card’s variable APR. * Monthly pricing is available when you select Apple Card Monthly Installments (ACMI) as payment type at checkout at Apple, and is subject to credit approval and credit limit.
